Buying a home in Italy is becoming an increasingly difficult goal for many families, as rising property prices continue to outpace salary growth and access to mortgages remains challenging in the country’s largest cities.
New data published in May 2026 highlight how much income and upfront cash buyers now need in order to purchase an average-sized apartment, especially in urban areas such as Milan and Rome. According to the latest market estimates, purchasing an 80-square-meter apartment in Milan now requires an average monthly income of at least €3,500 and roughly €125,000 in available cash before securing a mortgage.
