In 2024, the total net wealth of households across Europe reached €70.2 trillion, marking a 4.4% increase from the previous year. Italian families hold about 16% of that amount, placing them third in Europe behind Germany and France. A large portion of Italian household wealth comes from owning residential real estate. Additionally, Italian families tend to carry less debt than their European counterparts.
Italian households continue to rank among the most financially stable in Europe. Their net wealth is, on average, eight times their annual disposable income—a figure higher than the eurozone average (7.5×), as well as France (7.4×) and Germany (7.2×). Net wealth includes both tangible assets like real estate and land, and financial assets such as savings accounts, stocks, and bonds. Financial liabilities—like loans—are subtracted to calculate net wealth.
